Aarti was born on 21 November 1982 in the Sindhi-speaking Chhabria family, who have no connections with Bollywood or any other Indian movie industry.
After completing her education, Aarti shot into fame when she was crowned Miss India in 2000. She then appeared in approximately 200 ads, for instance Krack Cream, Amul & Freshna, a music video for Sukhwinder Singh (Nashi Hi Nasha...); one titled 'Madhubala', one for Adnan Sami (Tera Chehera..) - which only added to her popularity.
She is fluent in Sindhi, Marathi, English, Hindi, and Gujerati.
She made her debut in Bollywood with 'Tum Se Aacha Kaun Hai' in 2002, but before that she had also acted in 'Akansha' and 'Lajja' in 1989 and 2001 respectively. Apart from acting in comedies, she has shown that she can be versatile for portraying the role of a woman with a split personality, and a conservative Muslim belle in love with an underworld don.
Acting was her childhood dream, and she admits that films are perfect for her and give her utmost satisfaction.